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Covid-19 update 5. Thursday 26th March 2020

For today; Auto Enrolment pensions.  With the global impact of coronavirus dominating daily news, some of you and your workers may also be asking what this means for pension savings. We recognise this is a difficult time and we’ll be updating this page regularly. Presently, employers’ duties remain unchanged, so please where possible continue to […]

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Covid-19 update 4 (for Charities). Tuesday 24th March 2020

The Office of the Scottish Charity Regulator (OSCR) has advised the following; AGM’s – OSCR advises; “It may be that by postponing your AGM, you are not fulfilling what it says in your governing document. However, we would be understanding and proportionate about that. We would still ask you to send as much as you […]

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Covid-19 update 3. Friday 20th March 2020

The Chancellor of the Exchequer has just held a press conference today, 20th March 2020 at 5:00pm. Here are the details he had just announced. Employees Wage support 80% of an employee’s wage up to £2,500 will be paid if the employee was retained (was going to be made redundant) this will be backdated to […]

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Covid-19 Update 2. Thursday 19th March 2020

Regarding business loans help is expected to be available on Monday 23rd March 2020 called ‘Coronavirus Business Interruption Loan Scheme’ (CBILS). Businesses will need to apply through a participating lender. The full eligibility criteria has not yet been published, though at the time of writing includes: • turnover of no more than £41 million per annum […]

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Covid-19 update 1. Thursday 19th March 2020

Rather than answer individual enquiries about relief available at this unprecedented time, I will post a blog as information comes to hand. The reliefs have only been anounced by both Westminster and Holyrood. That is “the what”. They are now working out “the how”. Here is the latest information; Small Business Bonus Scheme: You can […]

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Good Governance check up

The Scottish Council for Voluntary Organisations (SCVO) is a Scottish Charitable Incorporated Organisation and has excellent free resources to help you with regard to good governance of your Charity. You can also use this informtion for CASC’s (Community Amateur Sports Clubs). They have released some excellent “check ups” in plain language to help you. Here […]

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Churches and trading

What activities do you church trustees consider a trade? What income types of trading are thereexemptions available? There are two key issues to be addressed; 1. whether the activity is an activity of the church or 2. some other organisation however informally established. A good rule of thumb is that if the activity is under […]

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Working throught the NIC maze

NIC’s – why pay it ? You pay National Insurance contributions to build up your entitlement to certain state benefits, including the State Pension. The contributions you pay depend on how much you earn and whether you’re employed or self-employed. You stop paying National Insurance contributions when you reach State Pension age. (If you are […]

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Business Bites Episode 6: What is your “Total Debt Service Ratio”?

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Business Bites Episode 5: is there such a thing as good debt?

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